Prospectus

Each session has been developed to cover a different aspect of money and provides practical help for people whatever their income. Sessions are optional but taken together; the seven sessions provide participants with the essential tools to make sense of the complex and changing financial world, covering mainstream aspects of consumer finance, so that they can make informed decisions for themselves and their families.

The sessions are run as participative workshops which provide a supportive and informal learning environment where the individuals own life experience is valued and respected. Full account is taken of difficulties that participants may have with literacy and numeracy and no-one will have to struggle with ‘hard sums’.

All factual and practical information covered in the workshops is supplied in printed hand outs for filing in the folders provided and each participant receives a free calculator, folder and pen.

All activities delivered are approved by the AQA Unit Award Scheme, the Assessment and Qualification Alliance, the largest unitary awarding body in the country. All persons participating and completing the activities in the workshops will receive accreditation for their personal achievements and receive a certificate for their endeavours.

Each session lasts approximately two/two and half hours with a break half way through.

Budgeting and Money Management – Everyone manages money we look at ways of doing this.

Banking and Saving – We look at the credit industry, the terms they use and how to access services

Loans and Borrowing – There are so many options out there, we look at how to get the best deal

Value for Money – We look at how to get more and spend less

Income Maximisation – Are we getting all the income we can?

Utilities - Understanding how to read and work out bills

Dealing with Debts - We look at the stages of recovery for priority debts and how to deal with them

Understanding Insurance - What are the alternatives to Insurance? If an event happened could you or your family cope financially?

CURRENT AND FORTHCOMING SESSIONS:

Lewis House

Session 1 - Tuesday 7th September 2010 10:00am - 12:00pm - Budgeting & Debt Management
Session 2 - Tuesday 14th September 2010 10:00am - 12:00pm - Loans & Borrowing
Session 3 - Tuesday 21st September 2010 10:00am - 12:00pm - Calculating and Paying a Utility Bill
Session 4 - Tuesday 28th September 2010 10:00am - 12:00pm - Dealing With Debt

Achieve Project

Session 1 - Monday 13th September 2010 13:00 - 15:00pm - Budgeting and Debt Management
Session 2 - Monday 20th September 2010 13:00 - 15:00pm - Loans and Borrowing
Session 3 - Monday 27th September 2010 13:00 - 15:00pm - Banking and Saving
Session 4 - Monday 4th October 2010 13:00 - 15:00pm - Dealing with Debts


Rosehill Nursery

Session 1 - Monday 27th September 2010 10:00am - 12:00pm - Budgeting and Debt Management
Session 2 - Monday 4th October 2010 10:00am - 12:00pm - Loans and Borrowing
Session 3 - Monday 11th October 2010 10:00am - 12:00pm - Making An Informed Decision As a Consumer